GRAND RAPIDS, MI—Having observed his parents falling further into debt and despair since the auto plant where his father worked shut down, 5-year-old Brian Jacobson emptied out his entire piggy bank onto the kitchen table Monday, a worthless offering that will make absolutely no impact on his family's dire financial situation. "Here, Mom, I saved these quarters for the house," said the young Jacobson, eradicating .000002 percent of his parents' next mortgage payment. "You can take my Halloween candy, too. I got some left." Although his remaining four Tootsie Rolls and half dozen Smarties will likely not prevent a foreclosure on the Jacobson's home, the kindergartner will reportedly rescue his family from the brink of bankruptcy next month when he chokes to death on a defective Happy Meal toy.