DAYTON, OH—Local woman Jessica Hartley, 26, confirmed Tuesday that she always has a backup problem handy just in case her initial predicament is resolved or no longer relevant. "Whether it's fretting about my career or the mess in my kitchen, I hate being caught off guard without anything to worry about," Hartley said. "It's good to have a spare problem in your back pocket. I'll probably never use it, but it's comforting to know it's there." Hartley, who is currently apprehensive about paying off a credit card bill, said a misshapen mole on her arm that might be skin cancer should be a good secondary source of stress.