We're talking $1,310 a month for the next 30 years of your life—that's until 2042 and doesn't even begin to include property taxes. Not to mention mortgage insurance, title insurance, closing fees, what have you. Think you can skimp on an inspection or appraisal? Think again, buddy, or you'll be screwed so hard. And have you even heard of an "amortization" or "points" before? Yeah, I didn't think so. You're so fucked. Reference #98498